SHARE RATES

as of June 30, 2008

ANN RATE

ANN % YIELD

CONDITIONS

REGULAR

 .75% .75% Div pd & comp qtrly. Rate is last declared rate

CLUBS

DRAFT

.40%

.60%

.40%

.60%

Div pd & comp qtrly. Rate is last declared rate.

Min avg balance $500. Div pd & comp qtrly. Rate is last declared rate.

MONEY ONE

 Tier 1: $10,000-$19,999.99

 Tier 2: $20,000-$29,999.99

 Tier 3: $30,000-$39,999.99

 Tier 4: $40,000-$49,999.99

 Tier 5: $50,000 & greater

tiered

1.50%

1.75%

2.00%

2.50% 

3.00%

 

 

 

1.51%

1.76%

2.01%

2.52%

3.03%

 

 

 

 

 

Min avg balance $10,000. Div pd & comp qtrly. Rate is last declared rate.

 

 

 

 

 

CERTIFICATE RATES

As of June 24, 2008
6 MO CERTIFICATE 2.62% 2.65% $500 min.Div. mthly.Penalty = 1 mo div..
12 MO CERTIFICATE 3.01% 3.05% $500 min.Div.mthly. Penalty = 3 mo div.
18 MO CERTIFICATE 3.01% 3.05% $500 min.Div.mthly. Penalty = 3 mo div.
24 MO CERTIFICATE 3.25% 3.30% $500 min Div mthly. Penalty = 3 mo div.

36 MO CERTIFICATE

 3.54% 3.60% $500 min Div mthly Penalty = 3 mo div

IRA REGULAR

 .75% .75% Div pd & comp qtrly. Rate is last qtr rate
12 MO IRA CERTIFICATE 3.01% 3.04% Min. is $1,000. Comp qtrly.
18 MO IRA CERTIFICATE 3.01% 3.04% Min. is $1,000. Comp qtrly.
24 MO IRA CERTIFICATE 3.25% 3.29% Min. is $1,000. Comp qtrly.
36 MO IRA CERTIFICATE 3.54% 3.59% Min. is $1,000. Comp qtrly.
notes: Rate changes for all CD's are as of date indicated. Reg & Club are as of the last declared date. All rates subject to change.

LOAN RATES

MORTGAGE RATES

1ST MORTGAGES:  Call CU for more information.

2ND MORTGAGES: Terms to 15 yrs. 90% ltv to $125,000. Rates change daily.

HOME EQUITY LINE OF CREDIT: 10 yr draw/15 yr repay. Terms to 90% ltv to $200,000 line. Rates as low as Prime - 1.00% for life of loan.
 
Consumer Loan Rates
AS OF: June 23, 2008

Rates stated are lowest available. Rates vary based upon term and applicant's personal credit history. Rates are stated in Annual Percentage Rate (APR).

LOAN TYPE 36 MO 60 MO CONDITIONS
SIGNATURE 9.70% 10.70%
MOTOR VEHICLE

2001-2004 Model Yr

2005 - Newer  Model Yr

7.25%

4.95%

7.80%

5.70%

STUDENT LOAN CSLF GUIDELINES
SHARED SECURED +3% over share type pledged +4% over share type pledged
  Purch Cash  
VISA 12.25% 13.75% 25 DAY GRACE
3% OF BAL PMT
MAX LINE: $20,000
NO ANN FEE
 

Main Office   Waterbury Office Locations
Main Office
 601 Watertown Avenue
Waterbury, CT  06708
Phone (203) 753-9201
Fax (203) 756-6886

Store Ave. Office
64 Store Ave.
East Gate Plaza
Waterbury, CT  06705
Phone (203) 346-6185

Branch Location
236 Grand Street
Waterbury, CT  06704
Phone (203) 574-6767


Equal Opportunity Lender
Equal Housing Lender

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phone (203) 753-9201