Primary Share Savings. Your Primary Share account represents the core share ownership in the credit union. It entitles you to the many benefits and products we offer. Competitive dividends are paid monthly.

Share Draft Checking is a no-frills account with no required minimum balance, no per check or monthly service charges.

 Debit Card Cash from your credit union Primary Share or share draft checking account is available to you 24 hours a day, 7 days a week with your ATM card. Make purchases from your share draft checking account anywhere that accepts VISA.

  Money 1 Money market account. Earn high dividends. Keep funds liquid. Unlimited withdrawals, limited check writing. $15,000 min average balance.

  Li'l Savers Club Pre-teen savings program. Teaches values of saving with rewards at different savings levels. Club membership includes a 'Kit' consisting of stickers, pencils, erasers, special passbook, and savings goal chart. Newsletter notifies members of rewards.  

Touch Tone Teller. Call our free automated phone teller to access your account 24 hours a day, 7 days a week. Make transfers, inquire on checks cleared and deposits made or calculate your payment.

Direct Deposit. For your convenience, we can easily arrange electronic direct deposit or Social Security, pension or other checks you receive regularly. Direct deposit helps you earn maximum interest on your savings while safeguarding your checks from loss. Free services with Direct Deposit.

Family Membership. All the privileges and benefits of belonging to the Waterbury Firefighters & Municipal FCU are open to the families of members.
See our membership information section >

Individual Retirement Accounts (IRAs). An IRA investment program allows you to accumulate money for retirement.

Share Certificates. A certificate is an investment which returns a higher than usual rate of interest on funds that are deposited for a fixed length of time. There are several types of certificates, ranging from a 180-day Certificate to a 3 year Certificate. A minimum balance is required.

Special Club Accounts. Saving with an immediate purpose in mind such as a vacation, special holiday gifts or purchases is one of the surest ways to accumulate cash and interest. A Credit Union Club Account: a Vacation Club, Holiday Club, or Rainy Day Club can help you reach your short-term financial goals.